We have thought hard through an otherwise cumbersome process and simplified it with help of technology and our awesome team.
Our consultants and executives will shadow you through the process and get things done on your behalf as far as possible.
We keep you informed through the process with timely updates. We do not share your personal data with third parties.
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While savings with lower interest rates could be a significant reason to transfer, there are few more reasons as stated here.
In case, you would like to renegotiate some of the terms and conditions with your existing bank. e.g. you may need to change the tenure of your loan or decrease the amount of your EMI.
Sometimes, you need more loan for renovation and appreciation of your property value makes you eligible for a top up.
At other times, you may be dissatisfied with the services and experiences with a bank.
Once you share your basic details, we will connect with you to collect more information based on which we can assess and guide regarding your eligibility for home loan.
Loanpad service is currently FREE for customers.
There may be processing and legal charges that the new bank could charge but we will help you with comparison of various loan options based on your overall benefits including these fees.
It takes around 2-4 weeks depending upon the banks. But our team keeps you updated and helps you track with ease.
Yes, we can also help with getting fresh loans from wide array of banks like SBI home loans, HDFC Home Loans, LIC Housing Finance, PNB Home Loans etc.
Yes depending upon your eligibility issuer of new loan can offer your the option to top up.
